tag:blogger.com,1999:blog-19495969760319892372010-01-31T08:45:09.687-08:00Noni McVeyhttp://www.blogger.com/profile/02866012518848046896noreply@blogger.comBlogger59125tag:blogger.com,1999:blog-1949596976031989237.post-91317296272259038482010-01-31T08:42:00.000-08:002010-01-31T08:45:09.694-08:00

On Friday, the Federal Housing Administration announced that it will assist borrowers before they become delinquent.Read the full story at CNN Money

Noni McVeyhttp://www.blogger.com/profile/02866012518848046896noreply@blogger.com0tag:blogger.com,1999:blog-1949596976031989237.post-75716365312299977582010-01-27T12:58:00.000-08:002010-01-27T13:01:12.429-08:00

Important Radon Facts:1.Radon is a cancer-causing, radioactive gas that cannot be seen, smelled, or tasted. 2.The Surgeon General has warned that radon is the second leading cuase of lung cancer in the United States today and recommends that all homes below the third floor be tested for radon. 3.The Centers for Disease Control, the American Lung Association, and the American Medical Association

Noni McVeyhttp://www.blogger.com/profile/02866012518848046896noreply@blogger.com0tag:blogger.com,1999:blog-1949596976031989237.post-44803066439189204902010-01-26T14:02:00.000-08:002010-01-26T14:09:38.439-08:00

Several days ago I visited the property at 201 Central Avenue in Pacific Grove. If one is looking for a property that has it all, without a doubt you need not look any further. The home is a renovated 1917 Craftsman. It is both comfortable and elegant. The views of the Monterey Bay are stunning and one is just steps away from the ocean. The gardens, on a 9,000 sf lot are lush and the 2,520 sf

Noni McVeyhttp://www.blogger.com/profile/02866012518848046896noreply@blogger.com0tag:blogger.com,1999:blog-1949596976031989237.post-83694564606424918262010-01-19T11:51:00.000-08:002010-01-19T11:59:33.595-08:00

As FHA Commission, David Stevens is evaluating the next steps the agency needs to take in an effort to protect the agency's finances. According to today's article in the Wall Street Journal, “Souring Mortgages, Weak Market Force FHA to Walk a Tightrope” by Nick Timiraos, Mr. Stevens is expected to announce revisions to the FHA loan process as early as this week. Possible revisions could be,

Noni McVeyhttp://www.blogger.com/profile/02866012518848046896noreply@blogger.com1tag:blogger.com,1999:blog-1949596976031989237.post-11923662358953200182010-01-19T11:03:00.000-08:002010-01-19T11:04:58.323-08:00

A change of venue has been granted on the State Water Resources Control Board (SWRCB) Cease and Desist Order (CDO) court case. The decision was made yesterday afternoon to move the proceedings to Santa Clara County.The originally scheduled January 27th court date to consider action on the stay of the CDO is now totally up in the air.The Monterey Peninsula Water Management District (MPWMD) will

Noni McVeyhttp://www.blogger.com/profile/02866012518848046896noreply@blogger.com0tag:blogger.com,1999:blog-1949596976031989237.post-72871147141258811722009-12-23T10:18:00.000-08:002009-12-23T10:23:52.464-08:00

Obama’s standardized short-sale plan could help troubled homeowners. The U.S. Dept. of the Treasury recently announced the Home Affordable Foreclosure Alternatives Program (HAFA,which provides instructions for lenders and servicers participating in the Making Home Affordable Program and Home Affordable Modification Program (HAMP. The purpose of HAFA is to create an alternative to foreclosures for

Noni McVeyhttp://www.blogger.com/profile/02866012518848046896noreply@blogger.com0tag:blogger.com,1999:blog-1949596976031989237.post-73019319073543361322009-12-17T09:19:00.000-08:002009-12-17T09:21:23.435-08:00

As a reminder, we currently have a temporary restraining order on the Cease and Desist Order, which was adopted on October 20, 2009. There is a request for a change of venue to determine whether this “stay” will be lifted. There seems to be some concern on the part of the State of California that there will be some prejudice if the determination is made here in the Superior Court of Monterey

Noni McVeyhttp://www.blogger.com/profile/02866012518848046896noreply@blogger.com0tag:blogger.com,1999:blog-1949596976031989237.post-23684091781224006342009-12-06T10:56:00.000-08:002009-12-06T11:02:20.439-08:00

FHA to toughen rules for borrowers - The Washington PostThe Federal Housing Administration (FHA) is proposing raising minimum credit scores for borrowers who receive FHA-backed mortgages, increasing down payment equirements, and limiting the amount of money sellers can provide toward closing costs. The proposed changes are part of an effort to shore up the agency’s finances, which have been hit

Noni McVeyhttp://www.blogger.com/profile/02866012518848046896noreply@blogger.com0tag:blogger.com,1999:blog-1949596976031989237.post-62676491372029551082009-12-03T11:58:00.000-08:002009-12-03T12:00:42.481-08:00

This morning I was thinking about the number of candles in unsafe locations I have seen lite at parties already this holiday season. As I am one that loves candles both for their scents and for the ambiance they give a room, I thought it might be a good idea to remind us all of the importance of fire safety, particularly when using candles. A website I enjoy going to, periodically, is the U.S.

Noni McVeyhttp://www.blogger.com/profile/02866012518848046896noreply@blogger.com0tag:blogger.com,1999:blog-1949596976031989237.post-79069120457512978062009-11-25T15:33:00.000-08:002009-11-25T15:42:23.261-08:00

The Monterey Peninsula Water Management District (MPWMD) recently updated its rebate program. In an effort to see an increase in water conservation on the Monterey Peninsula, the California Public Utilities Commission approved funding for a 3 year conservation program designed to save 400-800 acre feet annually. The updated Rebate Program (Ordinance 140) is a result of that initiative.Below is a

Noni McVeyhttp://www.blogger.com/profile/02866012518848046896noreply@blogger.com0tag:blogger.com,1999:blog-1949596976031989237.post-7960807052578418512009-11-24T15:55:00.000-08:002009-11-24T15:59:05.564-08:00

At MCAR (Monterey County Association of REALTORS®), there is a committee called Local Government Relations(LGR). Because so many REALTORS® voiced their concerns over the City of Seaside inspection process, the LGR committee worked with the City of Seaside to make some changes in the reporting process. Homeowners, buyers and REALTORS® should be very pleased to know that a change has been made to

Noni McVeyhttp://www.blogger.com/profile/02866012518848046896noreply@blogger.com0tag:blogger.com,1999:blog-1949596976031989237.post-87523164446064467942009-11-23T17:38:00.000-08:002009-11-23T17:40:02.301-08:00

Since I had clients ask me today about the Federal Home buyer Tax Credit, I thought it might be a good idea to put some basic information on my blog about this new law. As many already know, Congress did pass and President Obama signed the legislation that has both extended and expanded the home buyer tax credit. First Time Home Buyers: For those who are purchasing their first home, the tax

Noni McVeyhttp://www.blogger.com/profile/02866012518848046896noreply@blogger.com0tag:blogger.com,1999:blog-1949596976031989237.post-4441350525823033982009-02-17T19:17:00.000-08:002009-02-17T19:24:24.380-08:00

There is no doubt that the Economic Stimulus Plan is huge. While it will certainly have an impact on a number of industries, it will also be significant on Real Estate. Below is just a highlight of some of the major provisions that may impact you now and in the future.Tax Credit for HomebuyersFirst-time homebuyers who purchase homes from the start of the year until the end of November 2009 may be

Noni McVeyhttp://www.blogger.com/profile/02866012518848046896noreply@blogger.com0tag:blogger.com,1999:blog-1949596976031989237.post-90450089742464596932009-02-11T09:38:00.001-08:002009-02-11T12:12:05.769-08:00

Can you believe one can purchase, today, a Villa in Belize for $725,000? Feast your eyes on this property. This is a four bedroom, four plus bathrooms, 6,364 square foot Villa in Corozal, Belize. You say you don’t know where that is?Corozal is in the English-speaking Central American country of Belize, just south of Mexico and east of Guatemala. It is easily accessed from major American cities

Noni McVeyhttp://www.blogger.com/profile/02866012518848046896noreply@blogger.com0tag:blogger.com,1999:blog-1949596976031989237.post-66205002450820977112009-02-03T16:50:00.000-08:002009-02-03T16:51:37.110-08:00

According to an article in USA TODAY, by Wendy Koch “the American dream is shrinking”. In addition to her report, the U.S. Census Bureau reported that the average size home third quarter 2008 was 2,438 square feet down from 2,629 and the median size home was 2,090 down from 2,291. So is bigger better? Apparently not!Gopal Ahluwalia, director of research for the National Association of Home

Noni McVeyhttp://www.blogger.com/profile/02866012518848046896noreply@blogger.com0tag:blogger.com,1999:blog-1949596976031989237.post-88546407583835346322009-01-21T14:31:00.000-08:002009-01-21T14:34:25.327-08:00

On Monday, the Women’s Council of Realtors had their California State Chapter meeting in Monterey at the Portola Hotel & Spa. Carol Rodini was the guest speaker and as usual she was fabulous. The title of her presentation was “What’s Ahead for this Market?” Below is Carol’s list of Biggest Trends for 2009, which I thought everyone would find interesting.Foreclosures will continue to rise

Noni McVeyhttp://www.blogger.com/profile/02866012518848046896noreply@blogger.com0tag:blogger.com,1999:blog-1949596976031989237.post-9104772836374173602009-01-21T09:45:00.000-08:002009-01-21T09:55:07.847-08:00

Noni McVeyhttp://www.blogger.com/profile/02866012518848046896noreply@blogger.com0tag:blogger.com,1999:blog-1949596976031989237.post-40447043729356937342008-12-30T10:39:00.000-08:002008-12-30T10:42:15.072-08:00

This past weekend my husband wanted to take a drive to Big Sur and enjoy a meal at the Big Sur River Inn and Restaurant. As it turned out, it was a perfect day for both the drive and the meal. Driving down the Coast reminded me of how fortunate I am to live in such a lovely place. Once again, I realized I don’t enjoy the place I live as much as I should. One tends to get caught up in the

Noni McVeyhttp://www.blogger.com/profile/02866012518848046896noreply@blogger.com0tag:blogger.com,1999:blog-1949596976031989237.post-65739014084081975362008-12-22T12:27:00.000-08:002008-12-26T16:55:18.732-08:00

This is a true Carmel Cottage, which exemplifies the roots of the town's bohemian past. The stone fireplace exudes warmth and welcomes each visitor in. This home has good bones and true grace. The exterior is landscaped in the English garden tradition with a patio to enjoy one's afternoon tea.If you are in the market for a home that embodies Carmel from the past, this is the one. This property is

Noni McVeyhttp://www.blogger.com/profile/02866012518848046896noreply@blogger.com0tag:blogger.com,1999:blog-1949596976031989237.post-83148748696053953722008-12-19T12:02:00.000-08:002008-12-19T12:14:17.400-08:00

The other day I viewed this impeccable Mediterranean style home, which proves it is still possible to purchase a lot of home in the Carmel area. While the list price of $1,300,000 is a little on the high side, if you are looking for a primary or secondary home, this is one you should definitely take a look at. The square footage is approximately 2300; it is a 4-bedroom/3 bath on a lot that is,

Noni McVeyhttp://www.blogger.com/profile/02866012518848046896noreply@blogger.com0tag:blogger.com,1999:blog-1949596976031989237.post-25531350953730233232008-12-17T10:46:00.000-08:002008-12-17T11:03:12.738-08:00

When December rolls around, there are lots of parties to attend. It is a time for friends, family and business professionals to gather by a warm fire and partake of scrumptious food, fine wine and fellowship. This year, at the annual Women’s Council of Realtors Holiday party, we had an added benefit. Mr. and Mrs. Kaplan graciously allowed the local chapter of Women’s Council of Realtors to hold

Noni McVeyhttp://www.blogger.com/profile/02866012518848046896noreply@blogger.com0tag:blogger.com,1999:blog-1949596976031989237.post-30251138740835454652008-11-13T10:05:00.000-08:002008-11-13T10:11:28.243-08:00

These are difficult times like many of us have never known. The mortgage industry has changed, lenders have left the business and lending standards have tightened, which is a good thing. Politicians are trying to put a fix on the situation, oil prices are unstable and one doesn’t even want to think about our domestic economy. This and a whole lot more negative news leaves one in tremendous

Noni McVeyhttp://www.blogger.com/profile/02866012518848046896noreply@blogger.com0tag:blogger.com,1999:blog-1949596976031989237.post-68374279414578646382008-09-29T17:22:00.000-07:002008-09-29T17:24:21.674-07:00

In the past, real estate agents always represented the seller, whether the agent helped a seller to market and sell a home or helped a buyer find and purchase a home. In other words, agents were at one time legally bound to represent the seller in a residential real estate transaction. In that scenario, the seller paid both the listing agent and the agent who brought the buyer.Today, agents

Noni McVeyhttp://www.blogger.com/profile/02866012518848046896noreply@blogger.com0tag:blogger.com,1999:blog-1949596976031989237.post-29193428340202118042008-09-16T11:55:00.000-07:002008-09-16T11:59:55.707-07:00

People generally have two kinds of needs during a home purchase. First are the transactional needs, such as searching for a home, obtaining financing, negotiating the terms of purchase, completing paperwork and legal documents, and arranging the move. The second are emotional needs, which can be more stressful than the financial ones. The following are some tips to help ease the stress.Prepare

Noni McVeyhttp://www.blogger.com/profile/02866012518848046896noreply@blogger.com0tag:blogger.com,1999:blog-1949596976031989237.post-76598567011495461682008-07-27T11:04:00.000-07:002008-07-27T11:10:12.502-07:00

I am so excited about my new 3D Gallery of Homes that I just couldn’t wait till the entire MLS was made available. For those who are looking for a property in the Pebble Beach area, you now have a new tool at your disposal, which allows you to explore the MLS by looking at the actual picture of the home. Her is how it works. Just move your cursor on the wall of homes and click. Moving your mouse

Noni McVeyhttp://www.blogger.com/profile/02866012518848046896noreply@blogger.com0